1. Introduction Welcome to Grunbeck Financial Services. By using our services, you agree to abide by these Terms and Conditions. Please read them carefully.

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2. Services Provided Grunbeck Financial Services offers back-office and paraplanning services to financial advisory firms. 

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3. Eligibility: To use our services, you must be at least 18 years old and comply with all applicable laws and regulations.

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4. Account Registration and Security You may be required to create an account to access certain services. You are responsible for maintaining the confidentiality of your account details and for all activities that occur under your account.

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5. Fees and Payments Certain services may require payment. Fees will be disclosed before any transaction, and failure to pay may result in service suspension.

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6. Financial Risks and Disclaimer All financial transactions involve risk, including potential loss of principal. Grunbeck Financial Services does not guarantee financial performance or outcomes.

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7. User Obligations You agree not to use our services for any illegal or unauthorized purposes. Fraudulent activities or misuse may lead to termination of your account and possible legal action.

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8. Privacy Policy Your privacy is important to us. Please refer to our Privacy Policy for details on how we collect, use, and protect your information: https://www.grunbeckfinancialservices.com/privacy-policy

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9. Limitation of Liability Grunbeck Financial Services shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use of our services.

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10. Termination We reserve the right to terminate or suspend your access to our services if you violate these Terms and Conditions.

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11. Changes to Terms We may update these Terms and Conditions periodically. Continued use of our services after changes means you accept the updated terms.

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12. SMS Campaign Terms and Conditions By opting in to our SMS campaigns, you agree to receive promotional messages, updates, and alerts from Grunbeck Financial Services. Message frequency will be monthly. Standard message and data rates may apply. To opt out, reply STOP at any time. For help, reply HELP or contact our support team.

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13. Contact Information For inquiries or concerns, contact us at: [Email: thomas@grunbeckfinancial.com]
[Phone: (803) 529-1139]